Revolut CEO Favors U.S. Stock Market for Future IPO

Revolut CEO Nik Storonsky has signaled a preference for a primary U.S. stock market listing over a London debut. He cited the depth and liquidity of American capital markets as the fintech firm prepares for a future IPO. Although the company has not finalized its path, the move would mark a shift for a firm founded and headquartered in the United Kingdom.

"That was always the target, given the deep liquidity of the U.S. market," said Nik Storonsky, CEO of Revolut, in a statement regarding the company's long-term strategy.

Strategic Rationale for a US Debut

Storonsky stated that the primary motivation for selecting a U.S. exchange involves the competitive environment for capital. By choosing a larger market, the company aims to maximize investor interest and share valuation compared to the options available in European markets.

"So we have the choice between selling in a small market with few buyers, or in a gigantic market with a huge number of buyers who will compete fiercely for our shares. Therefore, yes, we prefer the United States," Storonsky explained to reporters.

Regulatory Status and Timeline

Revolut is building the regulatory infrastructure to operate within the American financial system. On September 3, 2026, the company received conditional approval from the U.S. Office of the Comptroller of the Currency (OCC) for a national bank charter. The firm is navigating the remaining application processes with the Federal Reserve and the Federal Deposit Insurance Corporation (FDIC).

Despite the CEO's stated preference, any potential initial public offering remains in the planning stages. Media reports suggest a timeline for a public debut as far out as 2028, giving the company at least one year to finalize its U.S. banking operations and corporate structure before moving toward a formal listing.

What Is at Stake

For Revolut, the decision to pursue a U.S. primary listing would align it with other global technology and fintech firms that have opted for Wall Street to access institutional capital. The transition hinges on the acquisition of a full banking charter, which would allow the company to offer a suite of financial products to U.S. consumers, mirroring its European model. The outcome of these ongoing regulatory negotiations will determine whether the firm can meet its stated strategic goals for a U.S. market entry.